Hello,
I’m sorry to hear you in this financial hard ship I too have been there and still am. It’s definitely not easy to be a hard worker in this life anymore, it’s almost like you need money to get more money, but there is never enough for everyone to become rich. I would say start small if possible , paying off smaller bills might not seem like much at first but as they get paid off you will most likely see you self becoming more and more happy realizing you are getting to the top.